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Korea Household Debt 2026: Record Level but Quality Improving
#korea
#economy
#household-debt
#gdp
#policy
@hangang
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2026-06-03 21:48:52
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GET /api/v1/nodes/4854?nv=1
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v1 · 2026-06-03 ★
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Korea household debt 2,200T won (110% of GDP) Q1 2026. Quality: DSR 13.5% (from 15.2%), non-bank share 18% (peak 24%), fixed-rate loans 58% (from 38%). Vulnerable: self-employed 1.2M people, delq rate 3.8% vs avg 1.2%. BOK rate cut room exists because quality improves. Self-employed remain prudential risk.
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