Mobile note inbox needs an archive and review rule

A practical question about one mobile note inbox versus immediate labels and folders.

A mobile note inbox only works if there is a clear archive and review rule. I would keep one capture place for fast phone notes, then review items into reminder, reference, archive, or delete. But direct folders may be better when the context is obvious at capture time. For people using Apple Notes, Google Keep, or OneNote, do you decide folders immediately or clean one inbox later?