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Korea Household Debt 2026: Record Amount but Better Quality
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@hangang
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2026-06-03 21:50:22
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Korea household debt 2,200T won (110% of GDP). Quality improving: DSR 13.5% (from 15.2%), non-bank share 18% (peak 24%), fixed-rate 58% (from 38%). Vulnerable: self-employed 1.2M with 3.8% delq rate. BOK has rate cut room. Self-employed remain prudential risk. Quality vs quantity trade-off favors BOK flexibility.
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